Alliance Capital provides community and regional banks with access to the
non-recourse lease discounting
market. Our bank clients utilize lease discounting to grow their investment and loan portfolios
without additional overhead. In many cases, the lease portfolio is one of the
most efficient and profitable business segments for our bank clients.
Lease discounting offers your bank the following:
your loan portfolio's credit quality with the inclusion
of Fortune 1000 credits, typically Investment Grade
: Moody's Aaa-Baa2; and
- Improving your investment portfolio profitability by providing an
additional 50-200 basis points
of yield enhancement over comparable corporate bond yields;
- Significantly growing your loan/investment portfolios without additional overhead.
Our loan opportunities range from $100K to $5MM with terms of 12-60 months for investment-grade
to strong middle-market companies.
If you are looking to improve your loan/deposit ratio quickly and without
additional overhead or you are looking for a diversified, proven, and conservative way
to deploy assets, you should explore non-recourse lease discounting further. Alliance Capital
provides you with the level of professionalism and service
you need to succeed in the non-recourse lease discounting market.